Home Loan

Own home is every family’s dream. But buying one is difficult as it involves lot of money which is not readily available at our disposal. Hence home loan comes handy by bridging the financial gap to help you aquire your dream home. with a wide variety of housing loans available in India, financing your dream home project has got simpler..

Home Loan Can Be Availed for :

  • Purchase Of New Flat
  • Purchase Of ResaleFlat/Bunglow
  • Purchase Of Plot
  • Purchase Of Plot for Self Construction
  • Balance Transfer
  • Renovation Of Exixting Home

If one has existing home , he can use the same to get loan against property to and utilize the fund at low rate to

  • Start new business venture
  • Funds for Marriage
  • Childs higher education
  • Medical Emergencies ..

Documents Required For Home Loan

For Salaried:-

  • Form-16 last 2 years
  • Photos (2nos.)
  • Pan card
  • Residence proof
  • Identity proof
  • Last 3 months salary slips
  • Salary Account Bank statements of 6 months
  • if any existing loan then 1 year repayment track record months of the existing loan.

For Self employed:-

  • Last 3 years ITR with balance-sheet,p/l & computation with tax audit report.
  • Last 6 months bank statement-Current & Savings upto date
  • Trade license
  • Vat return-last 4 qtr.
  • CC loan sanction letter
  • Loan details if any
  • Cheque for processing fees.

If Pvt Ltd Company:-

  • MOA/AOA
  • Last 6 months bank statement-Current & Savings upto date
  • List of directors & share holding pattern(CA certified)
  • Board Resolution with company seal.
  • Property Papers

All legal documents with sanction plan & format for approving the project(if not approved).